Personal Accident Insurance is a policy to cover individuals and groups from the physical injuries and financial loss. It covers among other things death, Permanent Disability, Temporary Total Disablement, accidental medical expenses, funeral expenses, hospital cash, artificial appliances.
a) Occupation of proposer
b) Age
c) Medical history of proposer
d) Recreational activities
e) Moral hazards
f) Physical conditions-if obese, overweight, underweight, mono-eyed, mono-legged etc.
g) Family medical history
– Compensation for Permanent Total Disablement
– Compensation for Temporary Total / Partial Disablement
– Critical Illness Cover
– Accidental Medical Expenses
– Hospital Cash
– Tuition during incapacitation
Fill a Claim Form: Get a claim form from the insurance company, and fill it truthfully. Our Personal Accident Insurance Claim form can be found on our client portal or can be downloaded below. After filing the form, make all necessary attachments and send it to the insurance company.
Please report any claims to claims@einsurancelimited.com